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Bicycle Accident Injury Claims
Bicycle accidents can result in serious injuries, leaving you to pick up the pieces. At Harding Law, we will fight to get you the maximum compensation, while you focus on what is most important — your recovery.
UIM Insurance for Cyclists: Many cyclists are unaware that if they are involved in an accident on their bicycle with another vehicle, the uninsured / underinsured motorist insurance coverage on their primary vehicle will apply to cover their injuries.
For this reason, we recommend cyclists carry a minimum of $250,000 per accident in UIM coverage on their auto insurance policy.
Regardless of how it happened, if you were involved in an accident with a vehicle while you were riding a bicycle you have injuries. Since California is a pure comparative fault jurisdiction, the cyclist in this situation almost always has a claim against the driver’s insurance.
COMMON EXCUSES USED BY INSURANCE COMPANIES
Traffic Violations
In CA, all cyclists are technically supposed to follow the rules of the road like any other vehicle when there is not a bike lane. In reality, many cyclists find it safer to go against traffic in order to see vehicles approaching. Do not let the fact that you committed a traffic violation on your bicycle discourage you from bringing a claim.
Improper Riding
Insurance companies will often try to reduce your settlement offer based on irrelevant facts such as the way you were seated on the bicycle, whether you were riding it on the sidewalk, or whether you were wearing a helmet. While these facts may impact your claim, they are not grounds for a denial or low-ball settlement.
Recovering from a bicycle accident can be a long road. Partnering with the right attorney is crucial to making sure you get the care that you need and the compensation that you deserve. Below is a list of the most common injuries cyclist suffer as a result of collisions on the road.
- Brain injury (concussion)
- Road rash
- Bruises
- Broken extremities
- Broken collarbone
- Broken hand / fingers
- Knee ligament tears
- Ankle ligament tears