Many people don’t realize that most homeowner’s and renter’s insurance policies will cover injuries caused by dog bites as long as the dog or species of dog is not explicitly excluded from the policy.

Often, an exhaustive insurance investigation is required to determine whether a dog owner has insurance which may apply to your claim.

Another interesting point in CA dog bite law is that dog bites are strict liability claims which means that the dog owner can ALWAYS be held liable for the damage caused by the bite.

However, dog attacks that do not result in a bite are NOT considered strict liability cases and require a showing of negligence on the part of the dog owner.

In many cases, the dog bite itself may not result in long term medical treatment or high medical bills, and unscrupulous insurance adjusters will use this to make dog bite victims low-ball offers.

We know that even with minimal treatment and low medical bills, a dog attack can leave a permanent mark on the psyche of the victim, frequently resulting in increased anxiety around dogs for the rest of their life. Don’t let the insurance company control the narrative, let us tell your story and secure fair compensation for what you have gone through.